Insurance & Billing

Simple Payment Solutions

Here at John Artemenko, DDS, we believe that everyone is entitled to a healthy and attractive smile regardless of their financial position. To help accomplish this, we offer a wide range of financing options that will meet nearly any budget. We accept a variety of PPO plans and many of our treatments are covered by insurance. Please reach out to your insurance carrier to find out more about your specific insurance plan and what is covered. For your convenience, we also accept Visa, Mastercard, Discover and American Express.


We offer Senior Citizen patients ages 65 and older a 5% adjustment.


We will process any financial assistance in the form of dental insurance. As a courtesy, our office accepts assignment of benefits (payment on your behalf from the insurance company) in circumstances that your policy allows us to. This minimizes your role in the sometimes complicated process of filing claims to obtain reimbursement. It also reduces your patient payment due when services are rendered. If you are unsure what this may mean for you, please contact us.
In most circumstances we are able to verify your coverage quickly and easily, however that is not always the case with smaller carriers. Because of this, we ask that you provide us with the following important information at least 1 business day prior to your appointment:

  • • Subscriber’s Name
  • • Subscriber’s Social Security Number and Member ID number
  • • Name of Subscriber’s Employer
  • • Group Plan Number
  • • Insurance Carrier Name, Address, and Phone Number.

In the event that you are not able to provide us the information before your appointment, you may be responsible for payment at the time of service. As soon as your benefits are verified, we will process all necessary forms for you to receive reimbursement.

How to Finance Your Treatment

If you are interested in financing your dental treatment instead of paying upfront, we accept third-party financing through CareCredit. CareCredit provides patients with many choices for financing. An application for CareCredit can be found on their website or you can pick up an application from our office during your visit.

If you have any questions please give us a call at (586) 939-8800 or email us.