It always surprises me how little information is communicated between employees and employers about their insurance, especially about their dental insurance. Usually once a year you are handed a booklet or sent an email giving you an overview of what plans are available to choose from along with a chart indicating what your costs are. And let’s be honest, for most of us our eyes automatically jump to the least expensive plan. A lot of times there will be a snazzy looking graphic showing the cost of a routine dental visit or simple filling and a column indicating your out of pocket expense. In bold numbers there will be a minimal fee or even better yet $0.00.  Sounds awesome?! Well, maybe.

 We are all familiar with the saying if it sounds too good to be true, it probably is. This is the point where you need to look for some additional information. There are some key questions I think are important when choosing a plan:

1. Where can I receive care?
2. Do I get to choose my own dentist or do I have to choose from a list of their dentists?
3. What kinds of treatment are covered?

 Dental plans are kind of like cars, you can buy your basic transportation, the sports car you’ve always dreamed of or something in the middle. What it boils down to is what are your needs, how much can you afford and are you comfortable seeing any dentist? In future blogs I’ll be expanding on these topics.

 Do you have question about dental insurance? Please feel free to post it, email me insurance@drjeart.com, or even call the office (586)939-8800.

Dr. John Artemenko, Sterling Heights MI

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